BPKM stands for Badan Pengelola Keuangan Haji (Hajj Financial Management Agency). It is an Indonesian government agency that manages the financial aspects of the Hajj pilgrimage to Mecca. The agency is responsible for collecting and managing funds from Indonesian Muslims who wish to perform the Hajj pilgrimage.
The History of BPKM
BPKM was established in 1995 under Presidential Decree No. 27/1995. The agency was created to improve the management of the Hajj pilgrimage, which had been plagued by financial mismanagement and corruption in the past. BPKM was given the task of collecting and managing funds from pilgrims, as well as ensuring that the funds were used appropriately to provide services and facilities for the pilgrims.
Since its establishment, BPKM has undergone several changes and improvements. In 2002, the agency was restructured and given more authority to manage the Hajj funds. In 2012, BPKM was merged with another agency, the Badan Pengelola Keuangan dan Aset (Financial and Asset Management Agency), to form a new agency called the Badan Pengelola Keuangan dan Persebaran Haji (Hajj Financial and Distribution Management Agency).
The Role of BPKM
The main role of BPKM is to manage the financial aspects of the Hajj pilgrimage. This includes collecting funds from pilgrims, managing the funds, and using the funds to provide services and facilities for the pilgrims. BPKM is also responsible for ensuring that the funds are used appropriately and that there is no corruption or mismanagement of the funds.
In addition to its financial role, BPKM also has a regulatory role. The agency sets standards for Hajj services and facilities, and monitors the performance of service providers to ensure that they meet these standards. BPKM also works with the Ministry of Religious Affairs to provide guidance and support to pilgrims before, during, and after the Hajj pilgrimage.
The Funding of BPKM
BPKM is funded by the contributions of Indonesian Muslims who wish to perform the Hajj pilgrimage. Pilgrims are required to make a payment to BPKM, which covers the cost of services and facilities provided during the Hajj pilgrimage. The amount of the payment is determined by the Indonesian government, and varies depending on the type of service and facilities provided.
In addition to the payments made by pilgrims, BPKM also receives funding from the Indonesian government. The government provides a subsidy to BPKM to cover the cost of services and facilities that are not covered by the payments made by pilgrims.
The Services and Facilities Provided by BPKM
BPKM provides a range of services and facilities to Indonesian pilgrims who perform the Hajj pilgrimage. These include:
- Accommodation in Mecca and Medina
- Transportation to and from the airports in Indonesia and Saudi Arabia
- Transportation between Mecca and Medina
- Meals during the Hajj pilgrimage
- Medical services
- Guidance and support for pilgrims
BPKM also provides financial assistance to Indonesian pilgrims who are unable to pay the full cost of the Hajj pilgrimage. The agency has a program called the Kredit Pembiayaan Haji Syariah (Islamic Hajj Financing Credit), which provides loans to pilgrims to cover the cost of the Hajj pilgrimage. Pilgrims can repay the loan over a period of 10 years.
The Importance of BPKM
BPKM plays a crucial role in ensuring that Indonesian Muslims are able to perform the Hajj pilgrimage safely and comfortably. The agency’s management of the financial aspects of the pilgrimage has helped to reduce corruption and mismanagement, and has ensured that the funds are used appropriately to provide services and facilities for the pilgrims.
BPKM’s regulatory role has also helped to improve the quality of Hajj services and facilities in Indonesia. The agency’s standards and monitoring of service providers has helped to ensure that pilgrims receive high-quality services and facilities during the Hajj pilgrimage.
Conclusion
BPKM is an important agency that plays a crucial role in managing the financial aspects of the Hajj pilgrimage and ensuring that Indonesian Muslims are able to perform the pilgrimage safely and comfortably. The agency’s management of the funds and its regulatory role have helped to improve the quality of Hajj services and facilities in Indonesia, and have contributed to a better pilgrimage experience for Indonesian pilgrims.
