Traveling to Schengen countries from Indonesia requires a Schengen visa. However, getting a Schengen visa is not easy because there are many requirements that must be met. One of the requirements is to have travel insurance. This travel insurance is needed to cover unexpected events that may occur during the trip, such as accidents or illnesses. In this article, we will discuss everything you need to know about travel insurance for Schengen visa in Indonesia.
What is Schengen Visa?
Schengen visa is a type of visa that allows you to travel to 26 countries in Europe. This visa is issued by the Schengen countries’ embassy or consulate in Indonesia. The 26 Schengen countries are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Why Do You Need Travel Insurance for Schengen Visa?
Travel insurance is one of the mandatory requirements to obtain a Schengen visa. The purpose of this insurance is to ensure that travelers have access to necessary medical care in case of unexpected events such as illness, accidents, or hospitalization. Schengen visa insurance also covers medical repatriation, emergency medical evacuation, and transportation of mortal remains.
What are the Requirements for Schengen Visa Insurance?
The Schengen visa insurance requirements stipulate that travel insurance should provide a minimum coverage of 30,000 euros or approximately IDR 500 million. The insurance must cover the entire duration of your stay in the Schengen area and should be valid in all 26 Schengen countries. The insurance also should cover medical emergencies, accidents, and repatriation to your home country.
How to Get Schengen Visa Insurance in Indonesia?
The easiest way to get Schengen visa insurance in Indonesia is to buy it online. Many insurance companies offer Schengen visa insurance for travelers from Indonesia. You can compare different insurance providers and choose the one that best suits your needs. Some of the insurance providers that offer Schengen visa insurance in Indonesia are AXA, Allianz, and Chartis.
How Much Does Schengen Visa Insurance Cost?
The cost of Schengen visa insurance varies depending on the duration of your stay and the insurance provider you choose. Typically, the cost of Schengen visa insurance for a 14-day trip ranges from IDR 200,000 to IDR 500,000. However, some insurance providers may charge more for longer stays or for travelers over a certain age.
What Does Schengen Visa Insurance Cover?
Schengen visa insurance typically covers the following events:
- Medical emergencies
- Accidents
- Death
- Hospitalization
- Repatriation to your home country
It is important to note that Schengen visa insurance does not cover routine medical check-ups, dental treatments, or pre-existing medical conditions.
How to Claim Schengen Visa Insurance?
If you need to make a claim on your Schengen visa insurance, you should contact your insurance provider as soon as possible. You will need to provide your policy number, details of the incident, and any supporting documents such as medical reports or police reports. Your insurance provider will then guide you through the claims process and let you know what documents you need to submit.
Conclusion
If you are planning to travel to Schengen countries from Indonesia, you will need to get a Schengen visa. One of the requirements for obtaining a Schengen visa is to have travel insurance. Schengen visa insurance is mandatory and provides coverage for unexpected events such as medical emergencies, accidents, and repatriation. You can buy Schengen visa insurance online from various insurance providers in Indonesia. Make sure to compare different insurance providers and choose the one that best suits your needs.
