The world of micro financing in Indonesia has come a long way since its inception. One of the pioneers of this sector is Achmad Idrus BPKM. Through his tireless efforts, he has revolutionized access to financing for small and medium-sized businesses across Indonesia. In this article, we will explore the life and work of Achmad Idrus BPKM, and how he has impacted the Indonesian economy.
Early Life and Education
Achmad Idrus BPKM was born in 1965 in Banyuwangi, East Java. He grew up in a family of modest means, and his parents were small business owners. From an early age, Achmad was exposed to the challenges faced by small business owners in Indonesia. He completed his primary and secondary education in Banyuwangi, and went on to pursue a degree in Economics at the University of Brawijaya in Malang.
Early Career
After completing his degree, Achmad Idrus BPKM began his career in the banking sector. He worked for several banks, including Bank Mandiri and Bank Rakyat Indonesia (BRI). During his time at BRI, Achmad was exposed to the challenges faced by small businesses in Indonesia. He realized that there was a significant gap in access to financing for small businesses, and this motivated him to explore new ways of providing financing to these businesses.
Founding BPKM
In 2001, Achmad Idrus BPKM founded the Business Partnership for Microcredit (BPKM). BPKM was established with the aim of providing financing to small and medium-sized businesses in Indonesia. The organization operates under the Ministry of Cooperatives and Small and Medium Enterprises, and is responsible for implementing the Indonesian government’s micro financing policy.
BPKM’s Impact on the Indonesian Economy
Since its establishment, BPKM has had a significant impact on the Indonesian economy. The organization has provided financing to thousands of small and medium-sized businesses across Indonesia, helping them to grow and create jobs. In 2019, BPKM disbursed loans worth IDR 4.4 trillion, providing financing to more than 130,000 businesses.
BPKM’s impact on the Indonesian economy has been recognized by various organizations and institutions. In 2018, the organization was awarded the “Most Innovative Microfinance Program” award by the Indonesia Financial Services Authority (OJK).
BPKM’s Approach to Financing
BPKM’s approach to financing is unique in that it focuses on building partnerships between banks and small businesses. The organization works with a network of banks across Indonesia, and provides financing to these banks, which then provide financing to small businesses. BPKM also provides training and technical assistance to small businesses, helping them to improve their business practices and become more successful.
Conclusion
Achmad Idrus BPKM has played a significant role in the development of the micro financing sector in Indonesia. Through his work with BPKM, he has helped thousands of small businesses across Indonesia to access financing and grow. Achmad’s commitment to improving the lives of small business owners in Indonesia is an inspiration to us all.
