What is Schengen Visa?
For those who are planning to travel to Europe, Schengen Visa is a must-have. It is a type of visa that allows non-European citizens to enter and travel within the Schengen Area. The Schengen Area is a zone consisting of 26 European countries that have abolished passport and other types of border control at their mutual borders.
Why do you need Schengen Visa Travel Insurance?
If you are a non-European citizen planning to travel to the Schengen Area, you need to have travel insurance. This is a requirement for getting Schengen Visa. The travel insurance must cover medical expenses, emergency medical treatment, and medical evacuation or repatriation. It must also have a minimum coverage of €30,000.
Travel insurance is important because it protects you from unexpected situations that may arise during your trip such as accidents, illnesses, or loss of personal belongings. It gives you peace of mind and ensures that you are financially covered in case of an emergency.
What does Schengen Visa Travel Insurance cover?
Schengen Visa Travel Insurance covers a range of expenses related to your trip. The coverage varies from one insurance provider to another, but generally includes the following:
- Medical expenses
- Emergency medical treatment
- Medical evacuation or repatriation
- Accidental death and disability
- Loss of personal belongings
- Travel delay or cancellation
- Pet coverage (optional)
It is important to carefully read and understand the coverage of your travel insurance policy before you purchase it. Make sure to choose a policy that suits your needs and budget.
How to choose Schengen Visa Travel Insurance?
Choosing the right Schengen Visa Travel Insurance can be overwhelming. Here are some factors that you should consider:
- Coverage: Make sure that the policy covers all the necessary expenses and has a high coverage limit.
- Price: Compare prices from different insurance providers and choose the one that offers the best value for your money.
- Duration: The policy should cover the entire duration of your trip.
- Travel destination: Some policies have restrictions on certain travel destinations, so make sure that your destination is covered.
- Age: Some policies have age restrictions, so make sure that you are eligible for the policy.
Where to buy Schengen Visa Travel Insurance?
You can buy Schengen Visa Travel Insurance from insurance providers, travel agencies, or online travel insurance comparison websites. It is important to compare prices and coverage from different providers before making a decision. Some popular insurance providers for Schengen Visa Travel Insurance are:
- Allianz Global Assistance
- AXA Assistance
- Europ Assistance
- InsureandGo
- World Nomads
Conclusion
Schengen Visa Travel Insurance is a requirement for non-European citizens planning to travel to the Schengen Area. It provides financial protection and peace of mind during your trip. When choosing a policy, make sure to carefully read and understand the coverage. Compare prices and coverage from different providers before making a decision.
